Waking up after a powerful storm to find missing roofing shingles scattered across your lawn is an unsettling sight. For Orlando homeowners, this isn’t just a possibility; it’s a common reality. High winds, whether from a summer thunderstorm or a tropical system, can wreak havoc on even the most well-maintained roofs. But don’t panic. The key is to act quickly and follow a clear plan to prevent a minor issue from turning into a major catastrophe.
As a local roofing professional with two decades of experience, I’ve guided countless clients through this exact scenario. Here’s your step-by-step guide on what to do if missing roofing shingles blow off your house.
Step 1: Safety First! Your Immediate Post-Storm Actions
Your safety and that of your family are the top priority. Do not, under any circumstances, attempt to climb onto a damaged roof. It can be wet, unstable, and extremely dangerous. From the safety of the ground, perform a visual check of your home’s exterior.
Secure Loose Debris: Carefully remove any loose branches or debris from around your property to prevent additional damage or injury.
Document Everything: Use your phone to take photos and videos of the damage from a safe distance. Capture the missing roofing shingles on the roof, as well as any on the ground. Also, document any interior leaks or water stains. This evidence is crucial for your insurance claim.
Prevent Further Damage: If you have active leaks inside your home, use buckets and tarps to collect the water and protect your furniture and belongings.
Step 2: Call the Professionals: Your Roofing Contractor & Insurance Provider
Once you’ve secured your home and documented the damage, it’s time to make two essential phone calls.
- Your Insurance Company: Contact your homeowners insurance provider as soon as possible to report the damage and open a claim. They will guide you through their specific process and may send an adjuster to your property to assess the damage.
- A Reputable Roofing Company: This step is critical. You need a trusted local expert who understands the unique challenges of the Orlando climate and the Florida Building Code. Be wary of “storm chasers”—out-of-town contractors who flock to the area after a storm. They often provide quick, low-quality repairs and then disappear, leaving you with no recourse if issues arise later.
At Top Builder Roofer, we offer emergency tarping services to provide temporary protection and prevent further water damage while the claim process is underway. We can also be present during your insurance adjuster’s inspection to ensure all damage is properly identified and documented.
Step 3: Navigating the Insurance Claim Process
Filing an insurance claim for wind damage can seem daunting, but working with a knowledgeable contractor can make it much smoother. Here’s what to expect:
Repair vs. Replacement: Depending on the extent of the damage and the age of your roof, the best solution might be a full replacement rather than just a repair. For example, if your roof is nearing the end of its life, a full replacement may be more cost-effective in the long run and provide better protection against future storms. Your roofing professional can help you make an informed decision based on your specific situation.
Adjuster Inspection: Your insurance company will likely send an adjuster to your home. They will assess the damage and determine whether your claim is valid and what repairs or replacements are covered under your policy.
Damage Assessment & Estimate: A professional roofer will conduct a comprehensive inspection. They’ll look for more than just missing roofing shingles. They will check for granule loss on the remaining missing roofing shingles, damage to the underlayment, flashing, and vents, and signs of water intrusion in your attic. They will then provide a detailed estimate of the work needed, which you can submit to your insurance company.
Step 4: Finding the Right Roofing Contractor
Choosing the right roofing company is the most important decision you’ll make. A proper installation is the only way to ensure your new or repaired roof will protect your home effectively.
- Verify Credentials: Always choose a contractor who is licensed and insured in the state of Florida.
- Check Local Reputation: Look for a company with a strong track record and positive reviews from other local homeowners. Ask for references and look at their portfolio of work.
- Get a Detailed Contract: Ensure the contract clearly outlines the scope of work, materials to be used, project timeline, and warranty information.
Don’t let missing roofing shingles turn into a major headache. By following these steps and partnering with a trusted local expert, you can get your roof—and your peace of mind—back in solid shape.
Call us for a free, no-obligation roof inspection. We are here to help you through every step of the process, from storm damage to final repair.
